According to a Report to Congress, Submitted by the Federal Trade Commission, in December 2012. Access the Government Document here to verify this startling fact for yourself!
Your FICO credit score, a number that ranges from 300 to 850, determines the interest rates that you pay on personal loans, car and other loans, and even your credit cards. It also decides whether or not you get that car, personal or other type of loanor credit card in the first place. It can even decide whether or not you land an apartment that you wish to occupy as a tenant!
Yes. Your credit score is that important.
If you are going to be involved in any transaction where your financial worthiness, your ability to repay or your financial history in question, your credit score is going to represent you, period. You might be the most honest and hardworking person in the world and it will still count for nothing in the eyes of a lender if they run a credit check and your score comes back as just average.
In 2012, 8 Million Americans contacted credit bureaus to dispute their credit report and their credit score. Millions of those people successfully disputed errors, this is how to increase credit score and change your life in many ways, allowing them to;lower interest payments, access life changing loans that were previously denied, enjoy a tremendous boost to self-esteem and peace of mind.
If the government’s own FTC statistics are anything to go by, there’s a 20% chance that your credit score has an error or errors that are bringing your credit score down.
We are experts in checking your credit history to then check it against your credit report, finding discrepancies that are burdening your credit score. We then dispute those errors, get them rectified and come back to you with good news about your increased credit score.
If your credit score is not at least 740, there’s a 1 in 5 chance that it can be higher. The chances are much, much higher if your credit score is below 670.
Here’s how we can dispute errors related to specific line items in your credit report, giving you a fantastic opportunity how to improve credit score that dictates the quality of your financial life.